From Concerts on the Grass to Astronomy club, Farmer’s Markets & ‘Nerd Nights’, the coast always has great activities on the roster. Check out the next month of events and get togethers here to learn more.
Newsletter
My 3 Favorite Real Estate Questions I Was Asked This Month
One of my favourite parts of this job is the thoughtful questions clients ask. Often, the best questions have nothing to do with square footage or interest rates—they’re about strategy, psychology, and making smarter decisions.
Here are my three favourite real estate questions from this month.
1. “Can you audit my home and tell me how buyers will actually see it?”
I absolutely loved this question.
It’s human nature to see our homes through the lens of memories, effort, and emotion. We remember the birthday parties, the renovations, and the weekends spent in the garden. Buyers don’t. They’re evaluating value, comparing options, and trying to imagine their own lives there.
This seller wasn’t looking for validation. They were looking for honesty.
By asking for a true buyer’s-eye audit, we were able to identify strengths, address weaknesses, and build a pricing and marketing strategy based on how today’s market actually behaves—not on wishful thinking. The result? A plan rooted in reality rather than emotion, which is exactly where successful sales begin.
2. “What can we do to help you do the best job for us?”
This might be one of the best buyer questions I’ve ever received.
Buying a home is a team effort, and the strongest results happen when everyone is working toward the same goal. This question told me these buyers were engaged, serious, and committed to the process.
It allowed us to get aligned on expectations, communication, and strategy. They understood what information would help me advocate for them, and I understood exactly what they were trying to achieve.
The result? We locked in, stayed focused, found the perfect home, and key day is now just around the corner.
Real estate isn’t about opening doors—it’s about making great decisions together.
3. “What do sellers wish they’d known before selling their first home?”
This is such an insightful question because selling and buying are completely different emotional experiences.
When you’re buying, you’re full of possibility and excitement. When you’re selling, you’re often dealing with uncertainty, vulnerability, and second-guessing. Suddenly your home is being critiqued by strangers, offers arrive with conditions and negotiations, and every showing feels personal.
Many sellers are surprised by how emotional the process becomes.
That’s why one of the most important roles of a REALTOR® is not simply marketing a property, but helping clients navigate the inevitable highs and lows with perspective and confidence. Leaning on your agent for guidance can keep the sails straight when emotions threaten to steer the ship off course.
The best decisions are rarely made in the heat of the moment; they’re made with a clear strategy and a trusted advisor by your side.
Final Thought
The quality of your questions often determines the quality of your outcome. Whether you’re buying, selling, or simply planning for the future, don’t be afraid to ask thoughtful questions. They can change the entire direction of your journey.
Homeownership on BC’s Sunshine Coast: 5 Common Buyer FAQs Answered
Buying a home is one of the biggest milestones in life, but it can also feel overwhelming, especially in a unique market like BC’s Sunshine Coast. Whether you’re dreaming of a waterfront property in Gibsons, a family home in Sechelt, or a quiet retreat in Roberts Creek or Pender Harbour with room for the dog and a garden, understanding the process can make all the difference between dreams and reality.
As a local Sunshine Coast REALTOR® with years of experience helping buyers navigate changing markets, I know the questions that come up again and again. Armed with a little knowledge and some preparation, it’s a joy to see folks realize not only that they CAN become homeowners, but see how incredible the lifestyle on our coast actually is. Sound familiar?
Here are five of the most common homeownership FAQs I hear from buyers, along with practical answers to help you move forward with confidence and yup, even excitement!
1. How Much Money Do I Really Need to Buy a Home in BC?
One of the biggest misconceptions about buying a home is that you need a massive down payment. In reality, many buyers can get into the market sooner than they think.
In Canada, the minimum down payment depends on the purchase price of the home:
- 5% on homes up to $500,000
- 10% on the portion between $500,000–$1,500,000
- 20% for homes over $1.5 million
Beyond the down payment, buyers should also budget for:
- Closing costs
- Legal or notary fees
- Home inspections
- Property transfer tax (where applicable)
- Moving expenses
One of the smartest first steps is speaking with a mortgage professional before you begin searching. Getting pre-approved gives you a clear understanding of your budget and strengthens your position when you find the right home.
2. Is Now a Good Time to Buy a Home on the Sunshine Coast?
This is probably the question I hear most often and the answer depends on your goals, lifestyle and long-term plans.
The Sunshine Coast continues to attract buyers looking for lifestyle, nature, community and more space compared to larger urban centres. While markets fluctuate, real estate has historically been a long-term investment rather than a short-term one.
Trying to perfectly “time the market” is incredibly difficult. What matters more is:
- Buying within your comfort level
- Choosing a home that fits your needs
- Understanding the local market conditions
- Having a strategy that works for your financial future
For many buyers, the best time to buy is when they’re financially and personally ready. Overthinking or trying to ‘game’ the system rarely works better than trusting your gut.
3. What Should I Look for During a Home Inspection?
A home inspection is one of the most important steps in the buying process. It helps buyers better understand the condition of the property before removing subjects.
On the Sunshine Coast, inspections can be especially important because many homes may include features like:
- Septic systems
- Wells or water storage systems
- Older roofs or drainage systems
- Waterfront exposure
- Rural access considerations
- Zoning regulations & compliance
- Common and uncommon features of coastal properties. (It’s all about local context)
A good inspection can identify potential maintenance items, safety concerns or future repair costs so you can make an informed decision.
The goal isn’t necessarily to find a “perfect” home; almost every property has some maintenance needs. The goal is understanding what you’re buying and feeling confident moving forward.
4. How Competitive Is the Sunshine Coast Real Estate Market?
The market can vary significantly depending on location, price point and property type.
For example:
- Entry-level homes may see stronger competition
- Unique waterfront properties can attract significant interest
- Rural or specialty properties may move at a different pace
This is why local expertise matters. Understanding neighbourhood trends in Gibsons, Sechelt, Roberts Creek, Halfmoon Bay and Pender Harbour can help buyers make smarter decisions and avoid overpaying or missing opportunities.
Having a REALTOR® who understands the nuances of the Sunshine Coast market can help you:
- Navigate negotiations strategically
- Understand property value
- Identify hidden opportunities
- Move quickly when the right property becomes available
5. What Are the Biggest Pitfalls For First-Time Buyers?
The good news is most buyer mistakes are avoidable with the right guidance.
Some common ones include:
Waiting Too Long
Many buyers spend years waiting for the “perfect” market conditions and miss opportunities that could have helped them build equity sooner.
Skipping Pre-Approval
Looking at homes before understanding your financing can lead to disappointment or rushed decisions later. Know your budget, shop within your comfort zone and you’ll fully understand what’s possible.
Focusing Only on Cosmetic Features
Paint colours and staging can change. Location, layout and long-term suitability matter far more. My goal is to help you stay big picture even while you enjoy the smaller details.
Underestimating Ownership Costs
It’s important to budget for maintenance, utilities, insurance and future repairs alongside your mortgage payment. Homes are a never ending source of joy and expense. Plan accordingly and you’ll be laughing not crying at the hardware store 🙂
Trying to Navigate the Process Alone
Having experienced guidance throughout negotiations, inspections and due diligence can help buyers avoid costly mistakes and reduce stress. Having a dedicate buyers agent costs the buyer nothing and can save you time as well as potentially hundreds of thousands of dollars. So yes, talk to ChatGPT then fine your advocate and work with them closely.
Thinking About Buying a Home on the Sunshine Coast?
Buying a home doesn’t have to feel intimidating. With the right preparation, local knowledge and strategy, the process can feel exciting, empowering and surprisingly manageable.
Whether you’re just starting to explore the idea of homeownership or actively preparing to buy on BC’s Sunshine Coast, having trusted guidance can make all the difference.
If you’re considering buying in Gibsons, Sechelt, Roberts Creek, Halfmoon Bay or Pender Harbour, I’m always happy to answer questions and help you understand your options without pressure. – N
Nicole (Nico) Arnett
RE/MAX CityRealty
📞 604.765.0017
🌐 Nicole Arnett Real Estate
Working with Nico & What Makes For Happy Clients
Gibsons, Sechelt & Beyond
Real estate is rarely just about buying or selling a home. It’s about people, personalities, timing, lifestyle, finances, family, and making decisions you feel good about long after the paperwork is signed.
That’s why the right fit matters.
Over the years, I’ve become one of the Sunshine Coast’s most recommended and highly rated realtors because clients know they’re getting thoughtful advice, strong strategy, and genuine care from start to finish.
Here’s what I’ve found working together with clients that brings them genuine happiness.
Preparation Before Pressure
Before we ever list a home or head out touring properties, we sit down and build a plan.
This is about having a real conversation around goals, timing, market conditions, preparation, and whether we’re the right fit to work together.
That upfront effort creates smoother decisions, better communication, and stronger outcomes later because surprises are wonderful at birthday parties, but not as great in one of the most important transactions of your life.
Experience + Adaptability
I’ve worked as a top agent through both the strongest highs and the most challenging shifts in our market to date, which means chances are I’ve seen some version of whatever situation we’re facing before and have a plan to navigate through it.
Real estate changes quickly and adaptability matters just as much as experience. Marketing, technology, and buyer behaviour continue to evolve and so does my approach.
Small Town Accountability
Living and working in a smaller community like Gibsons shapes how I do business.
Clients are not numbers. We run into each other at coffee shops, school events, on the ferry, and at the grocery store and when we do, I want the reaction to be a happy one.
Integrity, accountability, and honest guidance matter are the foundation of long term relationships and I am guided by that every day.
Strategy Meets Care
My extensive background in communications, project management, consumer sciences, and business ownership has given me a very strategic approach to negotiation, organization, and advocacy.
Real estate allows me to bring all of those time tested skills together around something I genuinely love: homes, community, and helping people move confidently into their next chapter.
Community Matters
The Sunshine Coast gives so much to the people who live here and I believe strongly in giving back often and freely.
Through volunteering, sponsorships, fundraising, and local involvement and always shopping small I support the community that gives all of us so much. When we chose to work together it allows me to continue these efforts and I’m incredibly grateful for it.
Don’t Just Take My Word For It
The best way to understand what it’s like to work together is to hear directly from past clients.
You can read reviews here and see what stood our for my past buyers and sellers. Maybe one day we’ll get to add your own story to this list.
Thinking About Your Next Move?
Whether buying your first home, relocating to the Sunshine Coast, preparing to sell, or simply trying to understand what makes sense in today’s market, our first step is a conversation.
When you’re ready let’s chat. I’ll be here with unfiltered advice, local insight, and a plan built around your goals.
If that sounds like the kind of real estate experience you’re looking for, I’d love to connect.
2026 Sunshine Coast People’s Choice Awards Nominations Are Here 👏
It’s officially time for one of my favourite annual traditions on the Sunshine Coast… shouting out our local businesses, entrepreneurs, coffee makers, builders, creatives, restaurants, and community champions that make this place so special.
The 2026 Sunshine Coast People’s Choice Awards nominations are now open and I highly encourage everyone to jump in and show some love to your favourite local businesses this year.
Small towns run on community support and kind words go a long way ❤️
And of course… if I’ve helped you buy, sell, navigate septic systems, survive multiple offers, decode confusing inspection reports, or simply kept you sane during your real estate journey and you’d like to throw my name into the mix for Realtor®, I’d be incredibly grateful.
This business has grown almost entirely through referrals, repeat clients, and community support and I never take that for granted.
Thanks so much for all the support over the years Sunshine Coast. It means more than you know.
Nominate Your Favourite 2026 Sunshine Coast Businesses Here
2026 Sunshine Coast People’s Choice Awards
The Role of Your REALTOR® When Buying a Home on the Sunshine Coast
In today’s world, it’s easy to feel like you can do it all yourself. With endless listings online and answers to almost any question just a quick search away, many buyers wonder what role a REALTOR® really plays.
The truth? A good REALTOR® is not just there to open doors. They’re there to help you make smart, confident decisions in one of the most important purchases of your life.
It Starts With Listening. Really Listening
Every home search begins with the basics: price range, number of bedrooms, square footage. But what truly shapes a successful purchase goes much deeper than that.
Your REALTOR® takes the time to understand how you want to live.
On the Sunshine Coast, that matters. This isn’t a one-size-fits-all market. Each area offers something different. Whether you’re drawn to quiet, forested privacy, walkable village life, or oceanfront views, your lifestyle goals play a huge role in finding the right fit.
A strong agent helps translate those goals into a focused, meaningful search.
Bringing Context to the Market
We live in an age where information is everywhere but context is not.
You can look up recent sales, trends, and pricing online, but what you won’t get is the nuance behind those numbers. Why did one home sell quickly while another sat? Why is one street more desirable than the next? What’s happening right now that hasn’t made it into the data yet?
Your REALTOR® acts as your on-the-ground reporter, bringing real-time insight, local knowledge, and experience that can’t be replicated by an algorithm.
Helping You Navigate the Process
Buying a home is not just a financial decision. It’s a choice that can set you up for the future you’re dreaming of.
From writing an offer to navigating conditions, timelines, and negotiations, there are multiple steps involved, and each one matters. Your REALTOR® is there to guide you through that process, explain what’s happening, and ensure you understand why each step is important.
More importantly, they help you stay onside of the rules—avoiding missteps that could create unnecessary risk or cost down the line.
Reporting All The News, Not Just The Highlights
A good realtor offers sound advice. A great one gives you all the info, whether good or bad.
I’m not here to tell my clients just what they want to hear. My goal is to give you a strong understanding of our market and offer guidance designed to support your goals and ensure that you continue to love the choice you make long after you receive the keys to your new home. That is why so much of my business is built on clients referring their friends and family.
Protecting Your Interests
A REALTOR® is your advocate.
They help you evaluate value, flag potential concerns, and negotiate terms that protect your position. In a competitive or shifting market, having someone in your corner who understands both the strategy and the stakes can make a meaningful difference.
The Bottom Line
While technology has made the home search more accessible, it hasn’t replaced the need for thoughtful guidance.
Your REALTOR® brings clarity, context, and protection to the process—helping you move forward with confidence and ultimately find a home that truly fits.
If you’re starting your search on the Sunshine Coast, I’m always happy to help you navigate the process and explore what’s possible.
Quick Tips for Home Sellers Series | 5 Things a Buyer Will Immediately Notice About a Home
Tips to sell your home faster
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Is the Sunshine Coast Greater Vancouver’s Most Affordable Area?
For many buyers navigating the Greater Vancouver real estate market (and beyond), affordability is continually one of the biggest challenges. Limited inventory, high demand, and rising prices have made it increasingly difficult to find a home that offers both lifestyle and long-term value.
The Sunshine Coast has emerged as Greater Vancouver’s most affordable area and a compelling alternative for home buyers seeking quality of life as well as great value.
Located just a short ferry ride from Vancouver, the Sunshine Coast offers a unique combination of coastal living, community connection, and relative affordability—making it one of the most accessible entry points into the broader Greater Vancouver housing market.
What Makes the Sunshine Coast So Appealing to Buyers
More value for your budget
Buyers can often secure a detached home with land, privacy, or even ocean views for the price of a condo or townhouse in Vancouver.
A true West Coast lifestyle
Access to beaches, hiking trails, and outdoor recreation is part of everyday life, offering a slower, more balanced pace without giving up essential services.
Strong community feel
Many buyers are drawn to the Coast for its sense of connection, local culture, and welcoming atmosphere.
Growing appeal for remote workers and creatives
With more flexible work options, the Sunshine Coast has become increasingly attractive to those seeking both lifestyle and productivity.
Proximity to Vancouver
Regular ferry access allows homeowners to stay connected to the city while enjoying a distinctly different living environment.
Sunshine Coast vs Greater Vancouver: A Cost Comparison
While prices vary depending on property type and location, the general difference is significant:
- Vancouver (East Side / West Side): $1.5M – $2.5M+ for detached homes
- North Vancouver: $1.6M – $2.3M+
- Burnaby / Tri-Cities: $1.3M – $2M
- Sunshine Coast (Gibsons / Sechelt): approximately $800K – $1.2M
What does this mean for buyers? In many cases, buyers are able to transition from strata living in the city to detached homes with outdoor space on the Sunshine Coast.
For example; it’s not uncommon for buyers from the city to realize that they can upgrade from a 2 bedroom apartment downtown to a detached 3 bedroom home with a lovely private yard for the same price. Depending on your goals, that is a total game changer.
Is the Sunshine Coast the Right Fit for You?
If you are craving a slower, more laid back, nature centric focused way of life, the coast might be just the thing for you. Parks, beaches and trails at your doorstep mean plenty of daily adventure. Independently owned businesses connect neighbours to their community and keep dollars circulating locally and food grown in farms dotting the coastline offer a healthy, sustainable way to fill the table. Our family was drawn to the coast not just for it’s affordability & beauty but the way this lifestyle allows us to pursue our hobbies and extracurricular activities. Spending less time fighting traffic means more time with friends or in the art studio and that makes a world of difference.
While the Sunshine Coast offers exceptional value within the Greater Vancouver real estate market, every buyer’s needs and lifestyle are different. Understanding how this market aligns with your goals, timeline, and expectations is an important first step.
If you’re considering a move, or simply want to explore what’s possible within your budget, I’d be happy to help guide you through the process.
Call to Action
If you’re curious about buying on the Sunshine Coast, the best place to start is with a clear understanding of the market, the buying process, and what to expect.
You can request my Sunshine Coast Home Buyer’s Guide, which includes:
- Current market insights
- Buying process specific to the Coast
- Key considerations (including ferry access, services, and property types)
- Tips to help you compete in a competitive market
Or, if you prefer a more personalized approach, feel free to reach out directly. I’m always happy to have a conversation, answer questions, and help you determine whether the Sunshine Coast is the right move for you.
N
About Nico:
Nicole (Nico) Arnett is an award-winning Sunshine Coast Realtor serving Gibsons, Sechelt, Roberts Creek, and surrounding communities on BC’s Sunshine Coast. Ranked in the Top 1% of all Greater Vancouver Realtors for sales volume in 2024 and 2025, Nico brings extensive, day-to-day experience navigating one of Canada’s most competitive real estate markets.
As a recipient of RE/MAX Platinum Club and Hall of Fame Awards, she combines proven results with a strategic, client-focused approach to buying and selling real estate on the Sunshine Coast.
Beyond real estate, Nico is deeply connected to the local community. She actively supports Sunshine Coast initiatives as a volunteer, event sponsor, and PAC member, and is passionate about supporting local businesses. When she’s not working with clients, you’ll find her running local trails, spending time with her family, or in the pottery studio.
Nico lives in Gibsons, BC, and is proud to help clients find not just a home—but a lifestyle on the Sunshine Coast.
A Snapshot of the 2025 Sunshine Coast Real Estate Market & Year Ahead
A clear snapshot of the 2025 Sunshine Coast real estate market, including sales trends, pricing, days on market, and what it means for buyers and sellers.
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20 Year Low in Sales in for Greater Vancouver? The Sunshine Coast Defied This Trend
While much of the Greater Vancouver region saw real estate sales fall to historic lows in 2025, the Sunshine Coast market told a different story. Local home sales held steady, highlighting the Coast’s ongoing appeal to buyers seeking lifestyle, space, and long-term value.
This resilience reflects consistent demand, realistic pricing, and a market driven less by speculation and more by people making intentional moves. As we look ahead to 2026, the Sunshine Coast continues to stand out as a stable, well-paced market compared to surrounding regions. Check out the Coast Reporter’s excellent summary here.
Wondering if this market is the one for you? I am happy to put my experience to work for you and show you how we’ve gotten so many folks where they want to go, regardless of market conditions.